I’m Looking into a Cash Advance for the First Time


What is a cash advance?

A cash advance or payday loan is a short term loan of typically less than $1000 that helps you, in emergency cash flow situations, to cover your cash needs between paychecks. Simply spend a few minutes filling out the fast online payday loan application and you can be approved in just minutes to receive the cash you need to save you from bounced checks or other fees / problems from being short on cash. You repay the loan over the next couple of paydays typically.

There are usually no documents to fax, just fast approval!

Can I qualify?

Qualifying is easy and you don’t need to worry about your credit. If you meet the requirements below most lenders will approve your payday loan.

  • Currently have a job (or receive regular income)
  • Make at least $1000 per month
  • Are 18 years of age or older and a U.S. citizen
  • Have a checking account
  • Other requirements may apply

Start Your Application Now!

How much can I qualify for?

This depends on several factors including your income, length of employment and your lender. Simply fill out the form to see how much you qualify for. Any credit type can qualify, even bankruptcy, charge-offs and bounced checks don’t exclude you from getting a payday loan!

What does it cost?

The cost of your payday loan depends on several factors, including: how you manage your finances, the lenders terms and your potential credit risk. Payday advances are designed for emergency cash needs and should not be considered a long term solution for financial solvency.

The fees are typically much less than the cost of not having the money you need. Such as overdraft fees, bounced check charges, taxes, even losing your job because you can’t get to work! Actual fees are determined based on the information you provide when you submit your loan application. Your cash can often be sent to your bank account the very next business day and you don’t repay until your next paycheck.

When do I get my money?

In order to complete your loan and get your cash into your bank account, you MUST confirm your loan details with your lender after submitting the form and getting an approval.

When do I repay?

Your repayment is the best part. The minimum required payment will be deducted from your bank account. You get cash when you need it most and repay when you have it! Still a little short on payday? No problem! Generally online customers are automatically renewed every pay period. Just let your lender know when you are ready to pay in full, and your loan plus fees will be deducted from your bank account by the lender.

I don’t have a printer and I want to print a copy of my loan documents. Can I get my documents another way?

Yes! If you do not have a printer handy, there are several ways to get copies of your documents to you.

  • Your lender can fax them to any fax number you request (Even Kinko’s etc)
  • Your lender can email them to any email address you request

Can I get an extension?

Lenders will generally provide extensions. Please contact your lender for details.

*Rapiddollar.com is not a lender, does not broker loans to lenders and does not make cash advances or credit decisions. Rapiddollar.com will submit the information you provide to a lender. This site does not constitute an offer or solicitation to lend and providing your information on rapiddollar.com does not guarantee that you will be approved for a payday loan. Rapiddollar.com is not an agent, representative or broker of any lender and does not endorse or charge you for any service or product. The time it takes to fund your loan may vary between lenders and may depend on your individual financial institution. In some circumstances faxing of documents for verification may be required. Please contact your lender directly for questions or concerns regarding your cash advance. Payday cash advances are meant to provide you with short term financing to solve immediate cash flow concerns and should not be considered a long term solution.

**Typically lenders will not perform credit checks with the three credit reporting bureaus: Experian, Equifax, or Trans Union. Some lender may use alternative providers for credit checks or consumer reports.

Residents of Georgia, Ohio, Virginia and West Virginia are not eligible to apply for a payday loan through rapiddollar.com.